Debt behaviour. Rent behaviour.
A credit check asks about debt. RenDex asks about rent. Keep both.
Credit check
Has this person defaulted on debt?
READSCredit accounts
USEDOnce, at application
RenDex
Will this person pay the rent?
READSRent payments
USEDEvery month of the lease
Clean record. Poor payer.
TENANT A · CREDIT: EXCELLENTPoor
RRI
Pays late, and short.
TENANT B · CREDIT: THIN FILEGood
RRI
One slip, then recovered.
Illustrative. Not real tenants.
Not a personal credit product.
RenDex scores rent payments for landlords and agents. It does not lend.